Last Updated - January 2026
We've looked at reimbursement policies, coverage & helped over 4 million pet parents make informed decisions about Cat Insurance.
5 Best Cat Insurance Plans of 2026
- #1 Choice for Puppies and Kittens
- Build your own budget friendly plans
- VetAccess 24/7 pet tele-health helpline
- Visit any U.S. licensed veterinarian or specialist
- 30-Day Money-Back Guarantee*
- Comprehensive insurance policies designed by vets
- 90% reimbursement for all new injuries & illnesses
- Customizable deductibles starting at $0
- Unique lifetime per condition deductible & no lifetime limits
- Direct payments made to vets in the USA, Canada, & Mexico
- Figo is one of the only providers that offer an option for 100% reimbursement
- Lightning-Fast Claims: On average, most claims close in just 2.6 working days
- 24/7 Free access to a licensed veterinary professional
- Powerups: Wellness and coverage for exam fees
- Accident & illness with optional Preventative Care packages
- Hassle-free digital experience
- Lightning fast claims payment powered by AI
- America’s top-rated provider with 4.9 stars
- Coverage starts at just $10/mo
- Flexible policies for pet insurance & wellness coverage
- Ability to mix & match coverage for a perfectly-tailored plan
- Freedom to choose any licensed vet or service provider
- Easy reimbursement right away via Venmo, PayPal, & more
- Offers a free online quote with no commitment required
Top Rated Cat Insurance
- #1 Choice for Puppies and Kittens
- Build your own budget friendly plans
- VetAccess 24/7 pet tele-health helpline
- Visit any U.S. licensed veterinarian or specialist
- 30-Day Money-Back Guarantee*
Top Rated Cat Insurance
